Which consumer protection act is intended to help resolve disputes related to credit card billing?

The Fair Credit Billing Act is specifically designed to provide consumers with protections when it comes to credit card billing disputes. This act establishes guidelines for addressing billing errors, which can include unauthorized charges, charges for goods not received, and charges with incorrect amounts. It ensures that consumers have a process to dispute these errors and mandates that credit card issuers must respond to disputes within a certain timeframe.

In contrast, the Truth in Lending Act focuses on disclosing the terms and costs of credit to consumers, promoting informed use of credit. While the Credit Card Accountability Act introduces broader regulations aimed at credit card practices, it does not specifically target the resolution of billing disputes. The Home Mortgage Disclosure Act is unrelated to credit card billing as it pertains to mortgage lending and ensures financial institutions provide information about their mortgage lending activities.